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15 or a 30 Year Mortgage?

1530mortgage Have you ever received a solicitation offering you big savings for switching to a 15-year mortgage or a bi-monthly payment plan? I've personally weighed the pros and cons and opted to simply keep my 30-year plan but pay down the principal by adding to my monthly payment. This way, I'm not locked into a payment that could potentially strain my finances. Here's a great list of questions to help you weigh your options...click here to find out if you should chose a 15 or 30 year mortgage.

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