Blog :: 01-2015

Just Say "No"!

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Well, "No thank you." might be a little nicer.

Friday night I was at Pier One buying a small table and the clerk did her best to convince me to open a Pier One credit card so I could save 10% on my purchase. THIS DRIVES ME CRAZY! It took every ounce of my self control to not lean into her about how her "generous" offer threatens the [...]

Prequalified vs. Preapproved - What's the Difference?

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Prequalification is a lender's estimate of how much you could be eligible to borrow based on information you supply. Prequalification does not mean you will get the loan. Prequalifications are usually free.

Preapproval usually means that the lender is ready to give you a mortgage loan based on the information and documentation you provided [...]

Housing Predictions for 2015

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The good news is there are more reasons for optimism than worry. The bad news is that I keep reading about interest rates increasing by the end of 2015. True, it's all about perspective. Today's rates are at historic lows and even a single percent higher still keeps rates extremely, historically, low. But some buyers, who are maxed out [...]

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