NPR ran a great article recently about mortgage secrets that will save you money. All 7 tips are definitely noteworthy and although number 4 is accurate, it's not for everyone. There's another way to acheive similar results without the commitment to a 15-year. Work with a trusted lender and definitely speak with as many as you need to until you feel comfortable. We have a network of preferred lenders who have proven themselves over the years. 

Ask any active home buyer what today's north-of-Boston real estate market is like and I guarantee you will hear some tales of woe; open houses akin to Grand Central Station, bidding wars and rejected offers (depsite the most romantic real estate love letter). It looks like Fairway Mortgage has created something new to give you a leg up. Check out Fairway's 3-2-1 Go Program; it might give you the green light you've been waiting for.