Over the years there have been many down payment programs rolled out by by cities and towns that offered similar down payment assistance and guidelines; however, the funding was often limited and would run out quickly. This plan seems a bit more robust on the surface. The Boston Globe shares details on the new Mass Housing Down Payment Program here and it looks like "eastern Massachusetts" (Essex County?) falls into the median income guideline of $103,400 or less. What's your take? Have questions? Give us a call. We have seven preferred mortgage lenders who are willing to help you understand the mortgage process.