COMING SOON in Hamilton! Village living and "walkability" coupled with peace and privacy on a quiet, in-town, cul-de-sac. With a great layout of over 2600 sf on the two main levels, plus another 1000+sf in the finished lower level, there is room to spread out. Since purchase in 2006, there are over 425K in documented improvements which include a two-story addition, comprised of a first-floor family room and second floor primary suite/nicely appointed private bath/walk-in closet and separate laundry room. Four BR/2.5 baths in total. Extensive masonry/cobblestone walkways with granite steps and a massive stone terrace with fireplace are just a part of the landscape. There are mature trees and enumerable specimen plantings that are just about to burst out with color. The nearly half acre lot is level, private and abuts walking trail and bridle path. Oversized two-car garage with ample storage. Everything that Hamilton has to offer is just a short stroll away. Will be in MLS the week of 5/10 with scheduled public open houses to be announced. Listed by Kathy Brown!

When the Federal Reserve changes its policy, we pay attention. Why? Because we are in the housing business and our goal is always to educate our clients and our community, to prepare them and help protect what is most commonly their largest asset, the equity in their home. 

We are experienced REALTORS; we are not financial advisors, so we partner with and look to the pros for guidance. Check out this email from Suze Orman that popped into my inbox this morning. She always brings the basics and she's a familiar face!

Suze sees the Fed's signals of possibly imposing six more rate hikes over the rest of 2022 as a BIG DEAL. She has some great points, especially regarding credit card debt. In the last quarter of 2021, U.S. credit card balances increased by $52 billion to $860 billion - the largest quarterly increase in the 22-year history of the data according to Forbes. This is a BIG DEAL for consumers who are carrying those balances if the Fed imposes those hikes. Most credit card rates are VARIABLE and the card can change their rate at any time. Car loans will also creep up, on top of the already inflated purchase prices! Fixed mortgages are true to their name, fixed! Phew! 

Debt has a tremendous and lasting impact on homeowners and home purchasers. It's tax time, a good time to take an inventory of your debt and make adjustments where necessary to protect your purchase power and your assets. We offer guidance and strategic planning for all your real estate goals and it's always complimentary. Give us a call 978-356-8922, any time. Team Windhill. 

With home buyers being squeezed out of the market with soaring prices, bidding wars and a lack of inventory, where could they possibly go to find affordable homes? Realtor.com says they've found the cheapest places in America to buy a home. So many places that were once "the next affordable city" are now out of reach for many. Would you go?