The New York Times gives us the results of a survey that suggests 47% of 50-70 year olds are banking on their home equity to fund their retirement. Suze Orman makes a good point when she says your retirement comes first and if you're not on track, to not even THINK about putting a penny aside for your kid's college fund. "The kids can borrow for their college education but you can't borrow for your retirement." She's right about that! Those of us in our slightly younger years might want to pay attention here. Borrowing money against your house for things like a new car, a vacation or that 30' boat you've been eyeing may not be the best plan, especially if you're not on track for retirement. Click here for the full story.